We are proud at the Fulwider Agency to be Trusted Choice Independent Insurance Agents. But why? What does that mean? What difference does it make for you, the consumer? With some help from the Independent Insurance Agents of Iowa, let us explain.

Buying insurance isn’t like dining out or buying groceries. Insurance is an important safety net for your family, your home, your car or your business. There are three main sources for insurance:

• Captive Agents, who can sell you the insurance of only one company.
• Telephone Representatives, who can offer you the insurance of one company, and only on the telephone.
• Independent Insurance Agents, who represent an average of eight insurance companies, and research with these firms to find you the best combination of price, coverage and service.

At the Fulwider Agency, we have three main, standard insurance companies: Nationwide (Allied); IMT/Wadena; and EMC. But we also work with several others for those risks that may be harder to find coverage for, including Viking, Eastern Iowa Mutual, and American Modern, among others. We have relationships with multiple companies, which allows us to work for you to find the best coverage to protect your assets. One company may be a good fit for one customer, while another customer may be better served by a different company. We are able to discern this for each case, finding the best combination of price, coverage and service.

We also offer a full range of products: home, renters, auto, RV, farm, business, life and health. In an ever-changing environment, we can periodically review your coverage to keep up with your changing insurance needs. Customer satisfaction is key to our success, so serving each and every client is our most important concern.

Our staff features licensed professionals, who know how insurance can work for you. We are local residents, having lived in the West Branch/Springdale area our entire life. We know what it means to live and work here, and value the relationships we have developed with our neighbors.

We would love to provide you with a free review of your insurance coverages. Feel free to contact us and we can discuss your entire insurance portfolio and how it meets your needs.

Each insurance policy is unique. While some generalities can be made, each situation should be reviewed on a case-by-case basis. This is not considered advice on any specific insurance matter. Please contact an agent to discuss any concerns you may have.