A few weeks ago, we talked about covering your motorhomes and campers. What about other kinds of Recreational Vehicles? While some auto policies might include limited coverage for an ATV, the best bet is to get a separate policy for your 4-wheeler, motorcycle, snowmobile or other kind of ATV or Recreational Vehicle.

These policies are designed to offer coverage that is specific to the vehicle you are using. This includes either liability-only or full coverage. Most companies offer a multi-policy discount for qualifying policies, so pairing your ATV with your home and auto could offer some savings.

So, if you have or are looking at purchasing a motorcycle, ATV, snowmobile, or other rec vehicle, contact your local independent insurance agent to determine what coverage is available and best for you.

Each insurance policy is unique. While some generalities can be made, each situation should be reviewed on a case-by-case basis. This is not considered advice on any specific insurance matter. Please contact an agent to discuss any concerns you may have.